Poole Moto is authorised and regulated by the Financial Conduct Authority. FRN 993214. We are a Credit Broker not a Lender and can introduce you to a limited number of lenders. We typically receive a fixed commission calculated by reference to the vehicle model or amount you borrow, for introducing you to a lender but this does not affect the interest you pay on the agreement, which is set by the lender.
PCP has the advantage of offering a low initial deposit followed by affordable monthly payments with a deferred payment covered by a guaranteed future value at the end of the agreement, typically over 36 or 48 months.
HP is the straightforward route to ownership. You agree a deposit to suit your budget then choose a repayment period-anything between 12 and 60 months.